Mold In A House For Sale

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  Beresford Adams – Mold Sales

Always Disclose Known Mold Issues To Buyers

No matter how big or small your mold problem, and whether or not its been remediated yet, you should always disclose mold using the proper disclosure forms .

The reason is that if your buyer discovers a mold problem that you knew about, but did not disclose, their backing out of the sale could be the least of your problems.

Disclose everything, because the reality is that a buyer will buy a home with problems if they know about them on the front end, Geracie says.

If they find out after the fact and feel like theyve been lied to, they usually like to talk about the lack of disclosure behind an attorney in court.

This is one of the many reasons its important to use an experienced real estate agent. An agents guidance can help prevent any inadvertent lack of disclosure on the sellers part, and ensure that any disclosures are made properly.

Your Next Steps Depend On The Severity Of The Mold Problem

Whether you buyers will bail if the home inspector identifies mold depends on the amount of growth and location in the home. If you have an unfinished basement and you have little black dark spots, maybe in the corner of your concrete block foundation, people dont give that much attention, Mauro said. In this type of situation, killing the mold with bleach often takes care of the growth.

A finished basement with black mold climbing the wall is a concern, as is mold in an attic or elsewhere that indicates a drainage or ventilation problem.

It would be up to the buyer, if they wanted to pursue that, to get further tests done by someone who specializes in it, Mauro said. They scrape the area, send it into a lab, and get test results back on what kind of mold it is, and therefore how to treat it.

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What Is House Mold

The most basic definition of mold is that its a type of fungus. There are many different types thousands, actually but we won’t get into the intricacies of all of them here in the interest of brevity. The important thing to understand is that not all mold is created equal when it comes to affecting your health. Some types are more toxic than others, and your existing health conditions combined with the length of exposure to the mold are also critical factors.

For example, seeing mold in an inspection and mitigating it immediately before you move into a house has little to no long-term adverse health effects, but living in a house with extensive mold for decades can. In addition, if you suffer from asthma or autoimmune diseases, the symptoms of mold are much more likely to be present.

Alternatively Consider Offering A Credit To The Buyer For Mold Prevention Services

If you dont want to take the time to handle mold remediation yourself, another option is to credit the buyer for the cost of the remediation.

As top-performing Columbus, Ohio agent Brandon Prewitt says when discussing repair credits, credits can be a better way to handle repairs. We want the buyer to know that the work will be done to their satisfaction, with a contractor they trust.

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Mold And Realtor Responsibilities

Our heavy rainfalls in New Jersey often cause flooding leading to mold growth in our crawl spaces and basements. High humidity levels leave us with water-saturated air in which mold can thrive. Leaky pipes, backed up gutters, a non-operational sump pump, or any one of the myriad problems that can cause water intrusions, can cause mold, and often, it is not discovered until the home inspection.

Mold problems are especially common in homes that have not been well maintained. Homes in foreclosure, vacant homes, rental homes, vacation homes, or homes whose owners have limited resources to stay on top of problems should all be looked at with a critical eye. Of course, any home in known flood zones has to be looked at as a potential mold suspect.

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Buying And Selling A Home With Mold

Home> During a Sale> Buying and Selling a Home With Mold

It is important for anyone interested in buying and selling a home to know that almost all real estate transactions can be saved when mold is discovered. Buying and selling a home with mold is not only possible, it is often far easier and cheaper to resolve than most people realize.

There are really two primary concerns for both buyers and sellers of homes regarding mold:

1. Health effects of mold2. Cost to fix the mold problem

Mold Can Destroy Your Property

When mold grows on personal items like furniture or clothing, it needs to be completely eradicated so it doesnt spread. Its virtually impossible to remove mold completely from personal items like fabric or paper, so you will likely need to throw it out, even if it holds sentimental value.

Along with personal belongings, mold can damage large sections of a home, like built-in carpeting. You may even need to hire demolition services to remove mold from your home, and this could result in numerous home repairs. This also significantly lowers the value of your property, unless it is remediated completely and renovated.

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Scenario : Mold Is Identified And All Parties Involved Are Concerned About Health Effects And Potential Liability From Mold

Another fact most mold companies will not disclose: many health effects proclaimed to be caused by mold are not proven!

Hype and misinformation about mold and its impacts on our health flood the airwaves. Heres the truth: What mold exposure does and does not do to the human body is a relatively new concern.

Sophisticated research is ongoing, and we will eventually know more about molds affect on health. For now, most experts agree that typical symptoms of mold are allergy related, i.e. coughing , sneezing, eye irritation, nasal congestion, headaches, etc.

The bottom line is that most of the severe adverse health effects associated with mold have not been proven, according to countrys leading medical authority, the Center for Disease and Control and Prevention. According to the CDC:

A link between other adverse health effects, such as acute idiopathic pulmonary hemorrhage among infants, memory loss, or lethargy, and molds, including the mold Stachybotrys chartarum , has not been proven. Further studies are needed to find out what causes acute idiopathic hemorrhage and other adverse health effects.

We are not doctors, so please consult a physician if you believe you or someone you know is experiencing health problems from mold exposure. And do not get us wrong it is unhealthy to live in a moldy environment. But much of what you hear and read about mold is often based on sensationalism and not backed by science.

Selling A Home With Mold: What You Need To Know

I am selling my home and found mold! Now what? The potential is there for mold to be found in almost every home. Where there is any amount of moisture, mold can and will grow.

However, the real estate community has become increasingly aware of serious mold issues ones that can do significant damage to home sales.

Molds such as Stachybotrys chart arum, or black mold, can cause serious health complications, and substantial liability issues for the sellers of homes that contain black mold.

As a home seller, you cannot afford to mess around with mold growth. You can deal with mold in a responsible way that should help you sell your home for a fair price, and clear you of any liability should the mold return after the sale but you must deal with the problem directly.

There are not many things that will scare a home buyer away from your property than faster than mold!

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Resources And State Laws On Mold In Homes

The U.S. Environmental Protection Agency provides extensive information in the Molds and Moisture section of the EPA website, including advice on cleaning up mold after a flood in your basement. The Centers for Disease Control and Prevention also has useful resources on mold on its website.

Most of the mold-related regulations occur at the state level. For example, California, Indiana, Maryland, New Jersey, and Texas have passed legislation aimed at developing guidelines and regulations for mold in indoor air. Here are some resources to find out your state rules on mold:

• Check the state agency responsible for mold and indoor air quality. You’ll find links to your state agency and resources on the EPA site. Many state agencies have useful guides to dealing with lead in your home (see for example, the California Department of Public Health publication Mold in My HomeâWhat Do I Do?.
• The National Conference of State Legislatures has an Environmental Health Legislation Database that tracks state legislation on environmental health hazards, including mold.

For more practical homebuying tips, get Nolo’s Essential Guide to Buying Your First Home, by Ilona Bray, Alayna Schroeder, and Marcia Stewart .

Prevent Mold Growth Throughout Closing And In Your New Residence Moving Forward

Even if you are selling a home with a mold problem, it can help to have an idea on how to avoid it in the future and make sure youre not creating any additional problems before closing.

After the removal is complete, keeping the house as dry and well-ventilated as possible is the best line of defense. Using dehumidifiers, fans, and open windows, you can significantly reduce moisture in the home.

Additionally, Van Deusen says it helps to ask why the mold started in the first place, to avoid repeat infestation.

If you remove the SMG and you dont remove or alter the conditions that allowed it to propagate, it will come back. Mold loves heat, humidity and good food source. Some of its favorite meals are wallpaper paste and the glue that holds drywall paper to the gypsum behind it. Add in the humidity over 60% and temperatures over 50 degrees, its an SMG paradise.

Selling a home with mold can present certain challenges, but if you take the right steps to identify, remediate, and above all, disclose the problem, youll be on your way to a smooth home closing.

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Confirm The Mold Type

Its important to know exactly what type of mold youre up against. Exposure to toxic mold can result in symptoms ranging from rashes to respiratory illness. There are DIY test kits available that identify different types of fungal growth. If you have any ongoing health issues, its safer to leave testing to a certified mold removal company.

What To Consider When Buying A Home With Mold

1. Everyone responds to mold differently. There is a spectrum between those people who are very sensitive to mold vs. others who are not and those in between. The highest risk populations to mold exposure include infants and children, pregnant women, the elderly, people who are already sick or have existing health conditions and those who have respirator conditions like asthma.2. If a mold problem is fixed properly, you can rest easy. It is not going to suddenly come back without warning in 5 years Unless: the water problem is not fixed. In other words, the cause of all mold problems is: WATER! The presence of mold indicates a water problem. If the mold is properly removed, but the water problem remains unfixed, it is likely that the mold problem will return.

Mold Is Discovered During a Home Inspection. What Is Going To Cost To Fix?

If mold is uncovered during a real estate transaction, how much is it going to cost to fix it? The answer depends on several factors discussed below. But in some cases, believe it or not, you or someone else might be able to remove the mold yourself without seeking professional help.

Whether or not you can fix the mold problem yourself is based on several factors:

How handy the individual is. You should be comfortable and experienced with doing house hold repairs because even many minor mold jobs , usually involve using tools, taking down drywall, etc.

Mold is discovered during a home inspection. Is a mold inspection needed?

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Tackle It On Your Own

Going the DIY mold removal route is best when the mold problem is small and easy to manage. These situations include common mold growth like:

• Mold on the caulking of your bathtub or shower
• Mold in your toilet
• Mold on your shower curtain
• Mold on your windows or window sills.

While these are among the most prevalent and easy to manage places of mold growth, you should always refer to the EPAs guidelines before tackling DIY mold removal. They state that if the infected area spans over 10 square feet, its time to get help from the professionals.

Hidden Mold Problems In Home Purchases And Sales

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In South Florida, it is common that homes will, at one point or another, suffer water damage which frequently originates from roof leaks, pipe leaks, air conditioning leaks, and cracked exterior stucco and foundations. Those leaks, combined with our humid weather makes for the perfect environment for mold to grow and spread.

When buying or selling a home, the real estate contract typically allows the buyer the opportunity to inspect the home during a period of time called the Inspection Period or Due Diligence Period. During this time, the Buyer has the right to conduct inspections using licensed home inspectors and/or mold inspectors to ensure that the buyer is satisfied with the home.

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It Starts With An Inspection

Do-it-yourself mold detection kits are not sufficient to help sellers identify and understand the scope of their mold problem. Instead, they will need to begin with a professional mold inspection. These inspections cost between $300 and $1,000 and identify the:

• Types of mold present
• The extent of mold contamination
• Causes of the mold problem
• Estimated remediation work and expense

Insist On A Sellers Disclosure Form

In most real estate transactions involving Florida licensed realtors, the realtors have access to a form called the Sellers Disclosure Form . This is a fairly comprehensive form which asks the seller a series of questions about the history of damage and repairs to the home. Although this form is available to the realtors in every transaction, many real property closings occur without the seller have first been required to complete the form. If the seller completes the form and intentionally or unintentionally leaves out material and known prior defects to the home, the seller can be held responsible for such defects if they are discovered by the buyer later. Even though the Sellers Information Form is a great tool for the buyer to insist on, simply because the seller doesnt complete a form or uses an as-is contract, doesnt alleviate the sellers obligation to disclose all known defects to the buyer in the home.

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How Much Does A Mold Inspection Cost

The cost of mold inspection can vary slightly from region to region, but the difference is generally pretty small. In fact, you are just as likely to find wider variations from one contractor to another in the same region.

As a rough guideline, a mold inspection costs about the same as a regular home inspection, the kind that is done when you purchase a new home. On average, mold inspection costs $300 to $400 for small to medium-sized houses . Above 4,000 square feet, the cost increases to the $700 to $900 range. Keep in mind that these costs are for inspection only and do not necessarily include testing. Skipping the unneeded mold testing can save you some money.

Some contractors that specialize in mold remediation will do a mold inspection for free, though they will obviously hope to be hired for the remediation itself.