What Locals Say About Goose Creek
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“Great neighborhood and quiet . Love the way the neighborhood stays clean and everyone is neighborly “
“I have a short commute, but the traffic in the area is pretty bad, so it takes about 15 minutes to go a few miles”
“Safe, friendly neighborhood. Good schools and churches near by, police and fire department really close. Grocery stores and restaurants are close too. Really great place to live and raise a family. “
“I lived here for years neighbors are friendly and its quite yards are kept clean but pricing for houses in this neighborhood be high and the house doesnt even be big “
“Friendly neighborhood and family oriented, kids are always pleasant and playing, adults are neighborly and nice”
“What makes the community a special neighborhood is the neighbors are very friendly. Trick or treat even feel safe “
“Horrendous… it used to take 30-45 min to get downtown in the am to work now it takes over an hour some days”
“There is nothing not to like and they are putting in a dog park very soon There are always friendly people walking their dogs “
“Dog owner friendly. On the rare occasion a pet goes missing the community really comes together in search. “
Mobile Home Lot Priced To Sell No Credit Check
~0.70 acre mobile home lot for sale!~Lot will need cutting to access home site!~Will make a nice lot with a little clean up!~Priced well below market!-Rent to own is available with down payment-No credit check required!Call or for more info!keywords: land for sale, lot for sale, mobile home lot for sale, acreage, fixer upper
Apply For A Mobile Home Loan
Before you apply for a mobile home loan, there are a few steps youll need to take. You should first obtain an estimate for the loan amount you need, which will depend on the total cost of the mobile home youre interested in purchasing or building. Youll also need to decide on what type of mobile home loan you want to pursue. Some government-backed loan programs like VA or FHA loans, may have lower down payment requirements.
Before you apply for a loan, you should make sure that you have enough saved up for a down payment and that you meet certain minimum credit score and debt to income ratio requirements. If possible, you should see if there are any loans that you can pre-qualify for without affecting your credit. Be sure to secure quotes from multiple different lenders so that you can compare rates and get the best deal possible.
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At Heritage Housing Financing Is Easy
At Heritage Housing, we have in-house financing & multiple lenders to help your family get into a new home. We have finance packages available for all types of customers with a minimum down payment & certain qualifications.
Bad Credit or No Credit… No Problem! On your first visit with Heritage Housing, we will carefully go over your past credit to determine what home is right for your budget.
No Social, No ITIN, No Problem! US & Foreign ID’s are accepted at Heritage Housing!
Back On Market Mobile Home Lot City Water/power Pole No Impact Fees
BACK ON MARKET!! MAKE OFFER!! Beautiful, Nicely Treed Mobile Home or Build your Home Lot. Great Location and No Impact Fees, old Mobile Home recently removed. Lot has power pole and water meter onsite needs septic. Nice quiet Dead-end street and no rear neighbors. Rear faces wooded with overflow cre …
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List Your Houseon Mobilehomes
These homes are from the MHVillage classified ad service. Houses can be listed for sale by owner, home brokers, real estate agents, park managers, or anyone else with a home to sell. We have options to sell one home or hundreds. Lean more about MHVillage.com.
- 24 x 36 CRAFTMADE LEADER
- Southern Pines
- 16 x 76 Clayton The Cypress 926
- Southern Pines
- 16 x 76 Clayton The Sandpiper 930
- Southern Pines
- 14 x 64 CHAMPION GREENHOUSE
- Southern Pines
- 16 x 72 CLAYTON CLAYTON
- Southern Pines
- Sandy Hills Mobile Home Park
- Listed: 4 Months Ago
- Country Squire Mobile Home Village
- Listed: 10 Months Ago
Compare Mobile Home Loan Lenders
Since mobile home loans are different than traditional mortgages, its important to find a lender that supports them. Here are some factors to consider when deciding on a mobile home lender:
- Rates: The lower the rates on the loan, the less youll end up paying in interest over time. While mobile home loan rates are typically slightly higher than traditional mortgage rates, you should look with a lender with reasonable rates and fees.
- Loan options: If you need a specific type of mobile home loan, or if you plan to take advantage of a government-backed loan program, you should make sure the lender offers that particular type of loan.
- Down payment requirements: Many mobile home loans have flexible down payment requirements. If you dont have a sizable down payment already saved up, you should look for a lender that doesnt require too much money down.
- It can be more difficult to get approved for a loan if you have poor credit. That said, many lenders are willing to work with borrowers with poor to fair credit, so you should look for a lender with flexible credit requirements if your credit score isnt where you want it to be.
- Geographic availability: Not all lenders operate in all 50 states, so you should be sure to go with a lender that is available in your area.
- Customer service: Look for lenders with a history of strong customer service and few customer complaints.
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Do You Have To Own Your Land When Buying A Mobile Home
When you purchase a mobile home, it is not necessary to own the land, but it will open up more loan options for you.
Mobile homes are sometimes located in a mobile home park where the park owner holds title to the land and you lease it. In these cases, the homeowner leases a plot of land but owns the mobile home itself. Many lenders will require you to sign a three-year lease minimum for the land before they will lend on the mobile home.
Alternatively, owners of mobile homes can place mobile homes on land they own or land they are buying in conjunction with the mobile home. When you own the land and the home, your loan rates and terms will be better, and youll have more lending options.
If You Love Mobile Homes Then You May Also Like:
Recently Updated Listings
Upcoming Open Houses
Based on information submitted to the MLS GRID as of11/4/2021, 12:45:55 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Mobile Homes For Sale In Great Falls Sc
Browse mobile homes for sale in Great Falls, SC. A mobile home is a prefabricated structure built in a factory and placed on a permanent site for the purpose of living in. Mobile homes are also sometimes referred to as trailers. Mobile homes come in two sizes: single-wide or double-wide. Single-wides are 18 feet or less in width and 90 feet or less in length and can be towed to their site as a single unit. Double-wides are 20 feet or wider, and are 90 feet in length or less, and are towed to their site in two separate units, which are then joined together. Mobile homes provide an inexpensive alternative to buying or renting an actual house with land. If you’re looking for a house to own but are not committed to a particular space, mobile homes may be the perfect solution. A mobile home is cheaper than a regular home because it does not buy you the land on which the home is placed. It’s kind of a ‘personal property’ rather than a ‘real estate property’. Mobile homes have been around since the 1930s, but only recently has their popularity increased in the United States. They are increasingly known for their low cost of ownership for those who cannot afford traditional housing or lack credit history. They also provide a good alternative to traditional housing where there is a shortage of living space.
Best For Good Credit: Manufacturedhomeloan
ManufacturedHome.Loan
For borrowers with good credit scores, ManufacturedHome.Loan features competitive rates and programs for first-time home buyers.
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Strong mortgage offers for applicants that meet credit/income standards
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First-time homebuyer programs
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Can finance homes in a mobile home park
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Can finance mobile homes as vacation homes
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Most efficient way to get pre-qualified is through an online form
Founded in Irvine, California, ManufacturedHome.Loan is a licensed nationwide mortgage broker. Therefore, as a broker with hundreds of financial institutions and private equity lenders to choose from, the company can shop for the lowest rates and best terms for you. As a result, MHL is our best for borrowers with good credit because it can save you time and shop on your behalf for the most competitive rates and terms in the nation.
MHL can finance new or used mobile homes for purchase or refinance. While most mobile home lenders will only lend to you for your primary residence, and even then, only if you also own the land, and with good credit above 700, MHL can expand your options. You could finance a vacation home or buy a mobile home in a park where you lease the land.
While MHL is best for borrowers with good credit scores above 700 because they can provide more options and flexibility, it also uses government-backed programs that support credit scores in the 600s, such as VA and FHA.
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Find Used & Repossessed Mobile And Modular Homes Near Me
An account allows you to find and keep up with the mobile homes that interest you. Receive updates and become one step closer to your home! CREATE AN ACCOUNT. CLOSE . Register for an account 1 of 2. Username. 8-20 alphanumeric characters no special characters no sequences of 9 consecutive numbers. Email address.
Best For Low Down Payment: Elend
eLEND
For borrowers who dont have a lot of cash on hand, eLend offers mobile home loans with up to 100% financing available.
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Low down payment requirement, up to 100% financing available
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Low mortgage rates
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Geographic restrictions may apply to some programs.
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Mixed customer service reviews
eLEND is our best mobile home lender for low down payments because of its use of the government-backed loan programs that often carry zero to 3.5% down payments and its DPA program that further supplements the down payment burden for its borrowers.
eLEND is a division of American Financial Resources, Inc. Company with a lot of experience in the industry. It works to provide affordable home financing options to first-time buyers and existing homeowners. The company utilizes the latest technology and delivers educational resources to customers in an effort to simplify the mortgage process.
The company offers USDA, FHA, VA, conventional fixed, and adjustable-rate loans. If you qualify for its DPA program, you can lower your down payment expense even more. The DPA allows you to use gifted funds toward your down payment. Furthermore, if you are a community service professional, such as a police officer, firefighter, EMT, or teacher, or you work in the medical field or the military, and you are a first-time homebuyer, you can qualify for the DPA.
The underwriting process typically takes 35 to 40 days to close.
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What Is A Mobile Home Loan
A mobile home loan is a loan for factory-built homes that can be placed on a piece of land. Styles may vary from modest trailers to dwellings that look like houses attached permanently to the land upon which they sit.
Mobile home loans differ from a traditional property loan because most lenders and counties do not consider them real property, but rather personal property. In fact, in many counties, a mobile home is taxed by the department of motor vehicles rather than the property tax assessor. In most cases, if you want to buy a mobile home and place it on land that you lease, your loan will more closely resemble a personal loan, with higher interest rates and shorter terms than a traditional home mortgage.
There are exceptions, however, and weve included them in this list. Some home lenders do have loans for mobile homes if they are attached to the homeowners land. Others, and there are fewer of them, will lend on a mobile home even if it sits on land you lease.
Mobile Homes With Land For Sale In Florida
MOBILE HOMES WITH LAND FOR SALE IN FLORIDA . The properties below are all manufacturered on some acreage for sale here in our beautiful rural area of North FL. Acreage varies between 5 acres, up to 30 acres. The ages of the homes, condition, and location will vary but they are displayed from the newest and most recent properties, descending down to the oldest ones.
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Best For Bad Credit: 21st Mortgage Corporation
21st Mortgage Corporation
If your credit score isnt where youd like it to be, 21st Mortgage Corporation offers mobile home loans with no minimum credit score requirements and no prepayment penalties.
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Good for borrowers with poor credit
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Available in 46 states
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Will finance used mobile homes
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Not available in AK, MA, HI, or RI
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Borrowers arent able to prequalify
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High interest rates
21st Mortgage Corporation was founded in 1995 in Knoxville, Tennessee, and now has over 800 employees. The company became a subsidiary of Clayton Homes after an acquisition in 2003. It lends in 46 states plus Washington, D.C. Its the best for borrowers with bad credit because it does not have a credit score minimum and can finance homes placed in mobile home parks.
21st Mortgage Corporation offers innovative fixed-rate loan products for manufactured homes. It can also finance manufactured homes in a park or community on leased land, for both permanent and non-permanent home foundations.
Financing options are available for both new and pre-owned mobile homes with a minimum loan amount of $22,000 for person-to-person lending and $14,000 for property that is purchased through a retailer.
The company requires the borrowers debt-to-income ratio to be under 43% to qualify for a loan without having a co-signer or additional documentation.
21st Mortgages interest rates are relatively highbetween 6% and 12%because its average borrower has lower income levels and credit scores.
No Credit Low Credit Bad Credit Mobile Home Loan No Problem
Nowhere else will you find great financing programs for mobile homes San Antonio. No credit score required, no down payments for VA land and home financing and landowners. Manufactured Housing Consultants will help you find the best financing options to buy a new or pre-owned home. Whether we are financing you for the first time or the second time to secure a San Antonio manufactured home, we have specialized programs to suit your requirements. Our interest rates are designed to add to your budget convenience. Buyers with a good credit score are guaranteed the best interest rate to finance mobile homes in San Antonio, as well as receive the best deal. Take advantage of the this opportunity before it is too late. Call our consultants today at for the best mobile home financing deals in Texas or you can also visit our office at:
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South Carolina Unrestricted Land For Sale
Find unrestricted land for sale in South Carolina including owner financed property, cheap unrestricted land for mobile homes, and acreage with no restrictions. Properties matching your search have an average property price of $271,202 and a price per acre of $18,212. If you’re selling land nearby browse land brokers who can get you the best price for your real estate.
Requirements For Manufactured Homes
The FHA and VA have specific requirements about mobile homes and manufactured homes. Fortunately, Home Nation has expert staff to make sure your new home meets all FHA and VA requirements. An Eligible Manufactured Home must:
1. Meet the Model Manufactured Home Installation Standards.
2. Carry a one-year manufacturer’s warranty if the unit is new.
3. Be installed on a home site that meets established local standards for site suitability and has adequate water supply and sewage disposal facilities available.
4. The proceeds of a Title I manufactured home loan may not be used to finance furniture . However, built-in appliances and equipment and wall-to-wall carpeting are eligible for financing.
Your Annual Income
Whether your income is the same month after month or fluctuates throughout the year or comes from the same employer or from different sources, your lender will work with you to calculate a reliable and stabilize monthly income amount that is used to determine the loan amount and monthly payment which you can reasonably repay each month.
Debt-to-Income Ratio
This payment is for your new home and we want you to keep your home.
An FHA loan or a VA loan can be a very attractive option for buyers looking to get their first mobile home, who may not have perfect credit or a large down payment. However, owning a new mobile home or manufactured home really is closer than you think. Home Nation is here for you.
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