Homes For Sale With Swimming Pool In Warner Robins Ga
Buying a home with swimming pool is a popular choice. There are 20 listings in Warner Robins, GA of houses with swimming pool available for you to browse and visit. Keep in mind, a typical home in the area spends an average 47 days on the market and has a median listing home price of $210,000. With such high demand, realtor.com® wants to make it easy for you to buy the exact home you want as soon as it hits the market. Take a moment to view our big, beautiful home photos, property details, and property information. Make a note of any upcoming open houses so you and your family can see the pool. Whether you are looking to buy a home with a heated pool, resort pool, or an infinity pool to score bragging rights with your neighbors, or a kiddy pool for the kids to enjoy, realtor.com® is the place to buy your dream home. Our goal is to help you buy your dream home. Above, you will find schools, universities, school districts and lastly parks nearby. Our goal is to help you buy your dream home.
Usda Credit History Imperfect Or Non
At one end of the spectrum is the FHA mortgage that has allowed borrowers with less than perfect credit to qualify for a home. Moving along the spectrum we come to the VA mortgage which is slightly stricter in terms of credit than FHA. Then there are the conventional and Jumbo mortgages that usually only allow people with the highest credit scores to qualify.
The USDA program guidelines are closer to the FHA mortgage loan rules. In fact, people who do not have much-established credit may even qualify with other sources of payment history. Examples can include utility bills, car insurance payments, and a steady history of savings.
Usda Home Loans: Everything You Need To Know
Have you heard of a USDA Home Loan? Do you know the specific details about it and whether or not you are eligible? Does the thought of living in a rural area interest you? How about getting a good deal on a mortgage? If so, read on for more details.
While city life is ideal for some. There are many of us who prefer the idyllic settings of rural America. The golden rolling plains, overgrown pastures, and forests that seem to safeguard an undisturbed world. If you prefer a life out in the country, then a USDA Home Loan is the perfect opportunity for you to make that dream a reality.
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Mortgages Explained Warner Robins Georgia: Different Programs
So, youre ready for a mortgage? Are you a first-time homebuyer or a seasoned investor? Maybe youre ready to refinance for better rates or get cash out to update your home. No matter what your home loan needs are, youre in good hands. We have mortgage programs for every situation.
First Time Home Buyer Mortgage
Buying a home for the first time can be a stressful and confusing situation. Where do you start? Can you afford it? The good news is we have a comprehensive list of the best loan programs that you, as a first time home buyer, can take advantage of. These programs offer different benefits depending on your unique situation and are designed to help you reach your goal of homeownership. All with less money out of your own pocket.
- Down payment as low as 3%
- Numerous programs available
Conventional Mortgage
Conventional mortgage loans offer a unique opportunity for borrowers to become homeowners or refinance with more favorable terms. The program has stricter guidelines compared to other loan programs but can be more affordable depending on your financial situation. You will often see down payment requirements as low as 3% 5% in most cases. One thing you need to know about a conventional home loan is that it is not guaranteed by Uncle Sam. These loans may be a bit tougher to get and can have more stringent qualifications, but the benefit may be worth it.
- 3%-5% down payment
FHA Mortgage
- 3.5% down payment
Jumbo Mortgage
- 5%-10% down payment
Warner Robins Ga For Sale By Owner
Disclaimer: School attendance zone boundaries are supplied by Pitney Bowes and are subject to change. Check with the applicable school district prior to making a decision based on these boundaries.
About the ratings: GreatSchools ratings are based on a comparison of test results for all schools in the state. It is designed to be a starting point to help parents make baseline comparisons, not the only factor in selecting the right school for your family.Learn more
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Homes For Sale With Master Bathroom In Warner Robins Ga
So you are looking for homes with master bathroom in Warner Robins, GA? Excellent choice! Realtor.com® wants to make sure you can search for a house with master bathroom with ease. That is why we have compiled a list of 14 homes with master bathroom that are currently for sale within Warner Robins, GA residential boundaries, including open house listings. View each home individually and read the property details, which include the price, sales history, property tax, school information and much more. Get instant access to property photos so you can explore the home online. Many people choose to live near Warner Robins, GA because of its good reputation as well as its proximity to several parks and recreational areas. In fact, there are schools, universities, school districts and lastly parks nearby. Our goal is to help you buy your dream home.
We Do Mortgages In Warner Robins Georgia
We do Mortgages in Warner Robins, Georgia. Call 404-238-7888 or fill out the form on this page for a mortgage quick quote. Its takes less than a minute to find out what you can afford.
Do you ever ask yourself, How do I get a mortgage in Warner Robins, Georgia? or Who will give me a home loan in Warner Robins, Georgia? Great News! You’ve found the answer with Moreira Team! We are mortgage brokers in Warner Robins, Georgia.
The mortgage process can be tedious and the time it takes can really drag out. Moreira Team, a wholesale mortgage broker in Warner Robins, Georgia, will help you get the mortgage you need at a price you can afford and in a timeline that makes sense. Thats right, well make your Warner Robins, Georgia mortgage fast and easy! Theres no need to babysit the process or figure out how everything is going to get done on time, we handle it all from start to finish. Your Warner Robins, Georgia mortgage can’t get any easier than this.
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A Variety Of Home Loans For All Kinds Of Homebuyers
There are so many home financing options available, including VA and USDA mortgage loans, FHA home loans, and programs for first time home buyers. Robins Financial can help you finance your home purchase anywhere in Georgia online, by phone, or in one of our convenient branch locations.
Finding the right home is the most important part of buying a house. Finding the right mortgage is just as important to set a solid foundation for successful home ownership. We have tools, like mortgage calculators, along with other information and expertise to help you with the decisions you need to make along the way.
*New credentials must be created to apply for a new loan
New: Mortgage and Home Buying Process Videos
Purchasing a home can be very exciting and very nerve-racking. But we want to make sure you have the best experience possible. That is why we came up with a series of videos that covers the home buying process from start to finish. Click on any of the thumbnails below and when you are ready to begin your journey, we are here to help!
First time Home Buying:
In this video we discuss the three stages of buying a home. Preparing and finding a house, applying for a mortgage loan, and closing on your mortgage loan.
Applying for a mortgage:
In this video we will discuss the application process, various mortgage loan options, what you’ll need in order to apply, and how the approval process works.
Understanding your home loan:
What to expect at closing:
Usda Mortgage Insurance Cheaper Than Fha
Mortgage insurance is a necessary fee to protect lenders. In order to offer mortgages with such low down payments, the lenders take on the risk that the borrowers may not be able to fulfill their obligation. Mortgage insurance fees help cover some of that risk.
For FHA loans there is a fee paid at the time of purchase of 1.75% of the loan amount. This charge is usually added to the loan. In addition, 0.85% of the outstanding balance is assessed each year and spread over the next 12 payments. View current FHA Mortgage Insurance Premiums.
In a similar fashion, the VA home loan charges up to 2.4% of the total loan as a mortgage insurance fee. No other mortgage insurance fee is charged. View current VA Funding Fees .
The USDA charges 2% of the initial loan amount as mortgage insurance. However, the annual mortgage insurance charge is only 0.5% of the remaining balance and is spread over the following 12 payments. Like FHA, these charges are added to the overall mortgage loan. View current USDA Up-Front and Annual Fees.
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Usda Debt To Ratio Limits Similar To Fha Guidelines
The VA program has held fast to their single rule that the borrowers current debt, plus the proposed mortgage, may not be higher than 41% of the persons monthly gross income. On the other hand, a jumbo loan may have lower ratios for overall debt-to-income and specific ratios for comparing just the mortgage payment to the borrowers income. The FHA guidelines, generally speaking, have two ratios. The persons overall mortgage payment should not be higher than 31% of the borrowers monthly income. The mortgage payment added to existing debt should not be more than 43% of the monthly income.
USDA mortgage guidelines are very similar to the FHA rules. This protects borrowers from buying a home that is too expensive for them.
Mortgages Explained Warner Robins Georgia: How Much Can I Afford
If you are serious these days about buying a house in Warner Robins, Georgia or even just looking at a home, there is one thing youd better get a mortgage preapproval. One of the most frequently asked questions from Warner Robins, Georgia home buyers is How much can I afford? followed up by What program is the right fit for me based on my down payment? These are smart questions and the best place to start is to determine how much down payment you can afford. Compare down payment options and mortgage programs below.
For 20% down payment, you may qualify for the following mortgage loans:
USDA Mortgage
The USDA loan is one of the best zero down payment loans still available today. Its location based meaning it has to be in a USDA approved area and eligibility is determined by household income. Many rural and suburban neighborhoods across American are eligible so its a perfect fit for first time and repeat home buyers that want to live in a more rural setting outside city limits.
VA Home Loan
The VA home loan is available to veterans, active military personal, and eligible spouses who have VA entitlement. It required a zero-down payment, requires no mortgage insurance, and offers flexible underwriting guidelines. Its one of the best programs available today from an affordability standpoint and offers below market rates.
HomeReady / HomePossible
Conventional 97
FHA Home Loan
Conventional 95
80-10-10
Conventional Home Loan
Traditional Conventional Mortgage
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Usda Loan Limit = Unlimited
Most loans only allow borrowers to get a mortgage up to a certain point. For example, the VA mortgage and the conventional mortgage typically will not provide a loan higher than $548,250. FHA may loan a bit more, up to $625,000, but it must be in a high-cost area such as Los Angeles, Chicago, New York City, etc. Otherwise, the limit is much lower.
For a USDA loan, there is no expressly written limit provided in the guidelines. Loan amount limits are based on falling within the income limits and debt ratios of the USDA Rural Housing program.
Find Out How Much You Can Afford With Our Mortgage Calculators
A mortgage calculator can help you see how much mortgage you can afford on your home. It can also help you figure out how much you can save by exploring different down payment and term options. Below we have a mortgage calculator and an affordability calculator. Feel free to play around with some numbers. And if you have any questions or want to talk more about your options give us a call or schedule a time to talk with a licensed mortgage advisor.
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Cities Near Warner Robins Ga
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. *Coldwell Banker Realty does not display the entire GAMLS Broker Reciprocity database on this web site. The listings of some real estate brokerage firms have been excluded. Information Deemed Reliable But Not Guaranteed Aug 27 2022 1:38PM
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Coldwell Banker Realty and Guaranteed Rate Affinity, LLC share common ownership and because of this relationship the brokerage may receive a financial or other benefit. You are not required to use Guaranteed Rate Affinity, LLC as a condition of purchase or sale of any real estate. Operating in the state of New York as GR Affinity, LLC in lieu of the legal name Guaranteed Rate Affinity, LLC.
Real estate agents affiliated with Coldwell Banker are independent contractor sales associates and are not employees of Coldwell Banker.
Warner Robins Georgia Area Overview
Wondering what its like to live in Warner Robins, Georgia? We understand that choosing a place to live is almost as important as choosing a manufactured or modular home thats right for you. Take a look below and see what the area has to offer. Compare the average cost of a traditional stick-built home in Warner Robins with that of a manufactured or modular home, and see why factory-built is the right choice. We also have lots of helpful links that can help you explore Warner Robins and get a better idea of what its like to live there.
Housing Market Trends
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Is A Usda Home Loan Right For Your Family
If you are a person who loves rural life, a first time home buyer who doesnt have 20% to put down on a home or if you are a borrower who has decent credit and wants an alternative option to FHA or conventional mortgages, then a USDA loan could be perfect for you.
The USDA created this program for families who dont have a lot of options on their plate, but everyone should be considering this option seriously. Talk to your local mortgage lender about your USDA options today.
Warner Robins Ga Real Estate & Homes For Sale
- Brokered byAF REALTY GROUPNew – 46 mins ago
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Pool Homes For Sale In Houston County Ga
With the great weather we get for several months of the year, it can make sense to look at homes for sale with pools in Houston County GA when you are ready to purchase a home. Pool homes in Houston County are often sought after, which means the available houses will often get a lot of attention when they hit the Houston County GA real estate market.
If you are serous about owning a pool home in Houston County GA, it is important to note that you will often not totally recoup the cost of an install when you sell the home. In fact, you may only get about 30% to 40% of its value on an appraisal. All the more reason if you decide to install a pool home in Houston County to put it in because you want to enjoy it, not expect high value when you try to sell the home.
Feel free to browse through all the real estate listings below, check out the photos, and create a list of your favorites. You will also find a wealth of information on this site about local market conditions, schools, and nearly all the subdivisions in Houston County. At the end of a busy day or when you want to entertain outdoors, a back yard swimming pool is a great way too cool off and enjoy the great local weather.
Below is the complete list of homes for sale with pools in Houston County GA. If you have questions about any of the listed properties below, please contact me. I would love to earn your trust and help you find the home of your dreams in Bonaire GA.